Checking Accounts
CharterBusiness Commercial Checking
This account is ideal for business clients who don't want to limit their number of monthly transactions or keep an average daily balance.
- No minimum balance required
- Service charges calculated based on monthly activity, which may be reduced by an earnings credit based on the average investable balance in your account.
- Overdraft Privilege
Charter Basic Business
This account is available to all Business Clients, but is most attractive to our small business owner!
- Simple, low volume, low fee account
- No minimum balance required
- Low monthly maintenance fee
- First 20 items free
- Overdraft Privilege
CharterBusiness I
This account is available to all Business Clients, but is most attractive to our business client who can maintain an minimum daily balance while keeping transaction volumes at an intermediate level.
- Moderate volume, low fee account.
- A minimum daily balance is required to waive maintenance fee
- First 100 transactions free
- Overdraft Privilege
CharterBusiness II
This account is available to all Business Clients, but is designed for our business client who maintains a higher minimum daily balance and expects a larger monthly volume of transactions.
- Higher volume, low fee account
- A higher minimum daily balance is required to waive maintenance fee
- First 400 transactions free
- Overdraft Privilege
CharterBusiness NOW Account
This type of account appeals to our sole proprietorship, not-for-profit and municipality clients.
- A variable rate, interest-bearing account
- Interest is calculated using the daily balance and credited monthly
- Service charges are calculated based on the monthly activity, in accordance with Charter National Bank's schedule of fees.
- Overdraft Privilege
CharterBusiness Money Market Accounts
This type of account is ideal for our commercial clients who wish to maximize earnings, while incurring a limited amount of monthly transactions.
- A minimum balance requirement
- A variable interest rate account, maximizing earnings
- Interest credited monthly
- Six (6) debits allowed per monthly statement cycle, no more than three (3) by check.
- Check our Interest Rates
