The Charter Bank Difference…

At Charter National Bank and Trust, we understand your need for a trusted, convenient, single-source banking solution. That’s why our products, services, hours and online banking are tailored to your convenience. Successfully managing and growing money is an important part of everyone’s life, and our role is to make it that much easier.

You're Banking on It.

 Notice Of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. 

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. 

Please take a moment to view this "FDIC Insurance Explained" video to further help you understand FDIC Insurance.