Checking Accounts
 

Charter Checking is

For every stage of your life, Charter National Bank and Trust offers a convenient checking account to meet your needs. Below is a summary to help you compare and contrast which account is ideal for you today and tomorrow.

Tailored for You.

Preferred Money Market Accounts

For clients wanting maximized earnings on their checking account. Features include:

• Variable rate of return
• Debits limited to 6 per month; no more than 3 by written check
• Reorder your checks online
• Check our interest rates

Preferred Plus Checking with Interest

For clients wanting to earn interest on a checking account with unlimited check writing privileges.

• Variable-rate interest based on daily balance, credited monthly
• Minimum daily balance required to avoid monthly maintenance fee
• Unlimited check-writing permitted with minimum daily balance
• Overdraft Privilege
• ATM/Debit card availability
• Reorder your checks online
• Check our interest rates

Preferred Checking

For clients wanting to maintain a lower minimum balance with unlimited check-writing privileges.

• Non-interest bearing account
• With minimum daily balance, no monthly maintenance fee
• Unlimited check writing permitted with minimum daily balance
• Overdraft Privilege
• ATM/Debit card availability
• Reorder your checks online

Student Checking

For students who prefer not to maintain a minimum balance but have unlimited check-writing privileges and receive interest on their balances.

• No minimum balance, interest bearing account
• No monthly maintenance fee
• Unlimited check-writing privileges
• Overdraft Privilege
• ATM/Debit card availability
• Free starter pack of checks
• Reorder your checks online

Free Checking

A self service account for our clients who wish to avoid minimum balances and limited check writing with no monthly maintenance fee.

• No minimum balance, non-interest bearing account
• Overdraft Privilege
• ATM/Debit card availability
• Reorder your checks online

Senior Checking

For our clients 55 years of age or more, who prefer not to maintain a minimum balance.

• No minimum balance, non-interest bearing account
• No monthly maintenance fee
• Unlimited check-writing privileges
• Overdraft Privilege
• ATM/Debit card availability
• Reorder your checks online

NOTE: Clients under 18 must have a parent or guardian co-sign the account agreement.